Design... Build... Enjoy...
(256) 431-0466 Huntsville, AL (205) 645-5857 Birmingham, AL (601) 937-0358 Brandon, MS
Outdoor Living Solutions
Outdoor Living
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Swimming PoolsOutdoor LivingOutdoor KitchensOutdoor FireplacesLandscape DesignDecks & Arbors
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Fiberglass PoolsGunite Concrete PoolsVinyl Liner Pools
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Outdoor Living Solutions
Outdoor Living Solutions
Design | Build | Enjoy

Transforming Alabama & Mississippi backyards into extraordinary outdoor living spaces since 2001. Pools, kitchens, fireplaces, landscaping - all under one roof.

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Pool Types

  • Fiberglass Pools
  • Gunite Concrete Pools
  • Vinyl Liner Pools

Services

  • Pool Design & Construction
  • Landscape Design
  • Outdoor Kitchens
  • Outdoor Fireplaces
  • Landscape Lighting

Contact Us

  • Huntsville, AL
    10132 US Hwy 31, Huntsville, AL
    (256) 431-0466
  • Birmingham, AL
    3535 Grandview Pkwy, Birmingham, AL
    (205) 645-5857
  • Brandon, MS
    HQ
    814 N College St., Brandon, MS
    (601) 937-0358
  • [email protected]
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Pool Financing

Pool Loans & Financing

Your dream pool shouldn't have to wait. Through our partner HFS Financial, we offer flexible pool financing with no money down, no equity required, and terms up to 20 years.

Apply for Financing
Pool and spa financing
HFS Financial

Financing Made Simple

HFS Financial provides home improvement and pool financing with terms designed to work with your budget.

No Down Payment

Get started with zero money down.

No Equity Required

No home appraisal or equity needed to qualify.

Up to $500,000

Finance pools, outdoor kitchens, and more.

Up to 20-Year Terms

Flexible repayment options to fit your budget.

What You Can Finance

Inground Swimming Pools
Outdoor Kitchens
Outdoor Fireplaces
Landscape Design
Landscape Lighting
Decks & Arbors
Pool Equipment & Upgrades
Patios & Hardscaping
Full Outdoor Living Projects
Frequently Asked Questions

Financing FAQs

How do I apply?

Simply click "Apply Online" and complete the HFS Financial application. The process is quick and straightforward, with no fees to apply.

What can I finance?

You can finance pools, outdoor kitchens, fireplaces, landscaping, and any outdoor living services we offer — up to $500,000 total.

Is my home used as collateral?

No. HFS Financial offers consumer loans that do not require your home as collateral and do not require a home appraisal.

How long does approval take?

Many applicants receive a decision quickly, often within minutes of submitting their application online.

Are there prepayment penalties?

HFS Financial offers loan products with no prepayment penalties, giving you flexibility to pay off early if desired.

Ready to Get Started?

Apply for financing today and take the first step toward your dream outdoor space.

Apply OnlineTalk to Our Team